🪧1. Introduction

1.1 Project Overview

Ultiland is a RWA asset issuance and service protocol stack, starting with artworks and extending to a platform for on-chain asset issuance and lending of physical and financial assets. It aims to tokenize artworks and other real-world assets while enabling everyone to be an artist through Web3. By utilizing a unique financial model and decentralized technical architecture, it provides users with a secure, transparent, and flexible trading and investment environment. Through Ultiland, users can generate tokens for their real-world assets such as artworks, real estate, collectibles, etc., through smart contracts, allowing them to trade and circulate on the blockchain; engage in lending to obtain asset liquidity on-chain.

Through the Meme launch model + SAE decentralized asset evaluation system and RWA oracle, Ultiland ensures the legitimacy and value of its underlying asset evaluation, building investor confidence in RWA; at the expected return level, a clear revenue model ensures that investors can receive dividends based on the cash flow generated by the assets; the final layer of tokenization allows tokens to be not just digital representations of assets, but active participants with actual functions. Token holders can participate in governance, earn returns, and even play a larger role in the community to ensure the stability and growth of token value.

The meme-like RWA concept in Ultiland's practice is to let the market test the value of real assets such as artworks, helping outstanding and valuable assets gain popularity and liquidity early on, and move towards DEX and CEX with a considerable price.

Ultiland provides an on-chain lending protocol for real assets, allowing users to obtain digital currency loans by mortgaging real assets after evaluation by SAE. The entire process utilizes smart contracts to ensure transparency, fairness, and security in lending. Borrowers can also establish on-chain credit scores to obtain higher limits and lower interest rate loans.

1.2 Vision and Mission

"Gathering all things from every land, forging an infinite realm (From Every Land to Ultiland)" is the slogan of Ultiland. We are committed to the tokenization of global assets, creating new value.

Half Van Gogh, Half Satoshi is the personality expression of the project, meaning half art, half finance. We are working to empower Memes with ART and make RWA popular.

Ultiland's vision is to become the world's leading platform for the tokenization of real assets, helping users break through the limitations of traditional markets to achieve global circulation and trading of assets. Our mission is to provide users with a trustworthy, decentralized ecosystem through technological innovation, enabling them to convert real-world assets into digital assets and trade and invest globally, thereby unlocking the potential value of these assets.

1.3 Innovative Concepts

1.3.1 Diversified Assets and Scenarios

Ultiland not only supports the NFTization of artworks but also covers a wide range of real-world assets. It provides a complete service chain for token issuance, decentralized auctions, asset evaluation, and on-chain lending, forming a comprehensive RWA and digital asset management platform.

1.3.2 Innovative Integration of Ecological Circulation

By integrating the RWA and MEME concepts, the traditional tokenization model of NFTs has been broken, and the advanced token mechanism provides users with greater participation and stability, thereby promoting the growth and circulation of the ecosystem and gaining economic advantages in competition.

1.3.3 Legal Compliance and Security

Through SAE's asset evaluation and custody, Ultiland ensures the authenticity and security of on-chain assets. By adopting a custody isolation mechanism, assets are separated from personal accounts, allowing for real-time monitoring and evaluation, which effectively reduces systemic risk.

1.3.4 Token-Driven Incentives

Ultiland offers a rich incentive mechanism through its 2+1 token system, ARTX and ARTY+Bond, combined with a natural artistic temperament, attracting users to participate in staking, trading, and art creation.

1.4 Project Direction

1.4.1 RWA Asset Issuance

Ultiland provides on-chain issuance services for real-world assets (RWA), allowing artists and Web3 enthusiasts to issue exclusive BOND tokens (collectively customizable) representing real-world assets through artworks as value benchmarks; it also supports a wide range of Meme players in token issuance, as memes themselves are a form of performance art. BOND can be associated with asset ownership or can simply represent the value of the asset. This type of Meme RWA minting model truly starts from tokens, addressing the constraints of NFTs becoming metaphysical financial gimmicks due to bubble and low liquidity issues, not only enhancing asset liquidity and market activity but also offering users diversified and innovative investment models. BOND is also endowed with Stake\Trade to Earn capabilities.

1.4.2 RWA Mortgages

Ultiland provides an on-chain lending protocol for real-world assets (RWA), allowing users to obtain digital currency loans by mortgaging real assets after evaluation through SAE. The entire process utilizes smart contracts to ensure transparency, fairness, and security in lending.

On-chain credit: Borrowers can establish their credit scores on the protocol to obtain higher LTVs and lower interest rate loans.

Risk Protection: Investors choose the tiered subscription system of A and B Shares to allocate risks and returns, achieving different levels of risk, return, and Token rewards.

Reward mechanism: Borrowers can pay more interest, while lenders can reduce part of their interest income, accumulate on-chain credit, and receive Token rewards.

1.4.3 SAE Assessment and RWA Oracle

SAE (Special Asset Entity) provides transparent and fair asset evaluation, ensuring the true value of on-chain assets, avoiding manipulation and information asymmetry. The custody isolation mechanism separates assets from personal accounts, reducing the risk of asset misappropriation or loss, and enhancing investor confidence. Assets evaluated and custodied by SAE have all their information (such as ownership, value, legal documents, etc.) converted into blockchain data, ensuring transparency and immutability, and ensuring legal compliance.

RWA Oracle: Verifies and provides real asset data, ensuring the authenticity and accuracy of on-chain information, combined with SAE to form the SAE Protocol.

1.4.4 Web3 Art Services

Ultiland provides a decentralized auction house and asset appraisal services, thereby not only perfecting the commercial scenario loop of RWA issuance and lending but also serving the transaction, appraisal, and evaluation needs of on-chain and real-world assets; additionally, there are blockchain art creation tools and various derivative commercial services for artworks, enriching the soil for a new era of artistic creation and better serving the commercialization and financialization of digital art.